Unlock the equity tied up in your home. A HELOC gives you a flexible revolving credit line secured against your property — draw what you need, when you need it, and only pay interest on what you use.
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🔒 Your home may be at risk if you do not keep up repayments · FCA Regulated
HELOC Calculator
Enter your home value, outstanding mortgage balance, and desired term to estimate your available credit line and monthly repayments.
How it works
We assess your home value and outstanding mortgage to determine how much equity is available to you — typically up to 85% of your property value.
Once approved, draw funds as you need them up to your credit limit. Repay and redraw — your available credit replenishes as you pay it back.
You only pay interest on the amount you actually draw down — not the full credit line. If you don't use it, you don't pay for it.
FAQ