A flexible revolving credit facility that lets you draw down funds as you need them, repay, and draw again. Only pay interest on what you actually use.
🔒 Soft credit check — no score impact to apply
Free quote — no obligation, no credit impact
🔒 Soft credit check · No score impact · FCA Regulated
How it works
Draw down funds, repay them, and draw again up to your credit limit. Your available credit replenishes as you repay — giving you ongoing financial flexibility.
Unlike a term loan, you only pay interest on the amount you actually draw down. If you don't use your credit line, you pay nothing.
Once approved, access your funds instantly whenever you need them — by bank transfer, card, or direct payment. No need to reapply each time.