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🚗 Auto Repair Finance

Auto Repair
Financing

Don't let repair costs keep you off the road. Finance your vehicle repairs, MOT failures, fleet maintenance, or upgrades with a fast, flexible loan from £1,000 to £200,000.

From £1,000 to £200,000 Personal & fleet vehicles Decision in 24 hours Fixed monthly payments No credit score impact to check

🔒 Soft credit check only — no score impact

🚗 Auto Repair Finance Quote

Free quote — no obligation, no credit impact

🔒 Soft credit check · No score impact · FCA Regulated

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All vehicle types
Decision in 24 hours
💰
From £1,000
FCA regulated

Finance any vehicle repair

Whether it's an emergency breakdown or planned fleet maintenance, we find the right finance for your situation.

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Personal Vehicles

Finance repairs on your car, van, or motorbike. From minor MOT failures to major engine rebuilds — get back on the road without upfront costs.

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Fleet & Commercial

Keep your business fleet operational with fast commercial vehicle repair finance. Larger amounts available for fleet operators and logistics businesses.

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Upgrades & Modifications

Finance vehicle upgrades, accessories, or performance modifications. Fixed rate, fixed payments — spread the cost over 1–5 years.

Simple process

Four steps to get your repair funded

1

Apply online

Tell us about the repair and how much you need. Takes 3 minutes. No credit impact.

2

We search lenders

Your broker searches 80+ lenders to find the best rate for your profile.

3

Accept your offer

Review your personalised offer. Fixed rate, fixed payment, no surprises.

4

Funds released

Money in your account — often within 24 hours. Pay your garage directly.

Auto repair finance questions

Yes — we finance repairs on cars, vans, motorbikes, HGVs, and commercial vehicles. This includes MOT failures, engine and transmission repairs, bodywork, electrical systems, tyres, brakes, and fleet maintenance.
For straightforward applications, funds can be in your account within 24 hours of approval. You can then pay your garage directly.
We work with lenders across the credit spectrum. Even if you have less-than-perfect credit, we may still be able to find a suitable option. Checking your rate uses a soft search only — no impact on your credit score.
Yes. We offer both personal and business auto repair finance. Fleet operators and commercial vehicle owners can access larger amounts up to £200,000.

Get back on the road.
Fast.

Apply for auto repair finance today. No credit impact to check your rate. Decision in 24 hours.

Apply Now →